" class="object-cover object-center"> MEDICARE FAQ
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Assuming you have met the work-related eligibility requirements, you may begin enrollment into Medicare 90 days in advance of the month you turn 65.
Online at SSA.gov or in person at a local Social Security office.
Part “A” is typically in place, and a paid-up benefit when you turn 65. Part “B” is not, unless you have enrolled in Social Security prior to age 65. If you have not filed Social Security benefits, then you need to proactively enroll in Part “B” benefits and begin paying for them.
Yes. However, you will not have prescription coverage, and you will face unlimited exposure to those costs due to the gaps in Original Medicare.
In addition to having a huge gap in coverage, you will likely face a penalty from Medicare. A Part “B” penalty can be 10% of your Part “B” premium for each 12-month period outside of Medicare, and up to 1% of the national average of a Part “D” for each month absent Part “D”.
No, a retiree plan will typically wrap around your Medicare primary benefits.
Medicare does not have spousal or dependent coverage. Medicare is individual. If your spouse has reached age eligibility (65), then they can enroll in Medicare of their own accord 90 days in advance of the month they turn 65.
Part “D” is the Prescription Drug plan introduced in 2006.
Part “C” is another name for Medicare Advantage. Also named MA, MSA, or MA-PD (prescription plan included).
Maybe. If the employer group has 20 eligible employees or more, and you’re going to continue to work, then yes it’s an option. But there are many things to consider.
Agents/Brokers receive commissions from the insurance carriers they are contracted with, when they write your policy. These commissions are automatically built into your insurance premiums, whether you use a broker or not. The rates we provide are exactly the same as the rates offered by the insurance carriers.
Medicare is confusing. We'll make it simple. We'll be your trusted guide, and instill confidence. So you can choose the suitable plan that fits your needs and your budget.
BASED IN PHILADELPHIA, PA
LICENSED & SERVICING: PA, NJ & NY
This is a solicitation for insurance. Submitting your information and/or calling the numbers listed on this website will direct you to a licensed Agent/Broker. Important disclosures: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. If you would like to find more information about the program, please visit the Official U.S. Government website for Medicare, www.medicare.gov; or call 1-800-MEDICARE, thats (1-800-633-4227) TTY users can call: 1-877-486-2048, you can talk/chat live with a real person, 24 hours a day, 7 days a week (except some federal holidays); or you can contact your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.